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  1. Holiday Travel: Ways to Save Money—and Reduce Stress
    leisure

    Holiday Travel: Ways to Save Money—and Reduce Stress

    Advice from an expert on how not to let crowds, delays, high prices and bad weather get you down

  2. The Bulletin
    finances

    The Bulletin

    Financial tips, trends and insights to help you plan for the priorities—like your health, home, family, work, even leisure—that matter most to you

  3. Stocks and Bonds: What Happens When Interest Rates Rise?
    finances

    Stocks and Bonds: What Happens When Interest Rates Rise?

    Understanding income-producing investments—and how they might behave as rates rise—can help guide your search for income

  4. The Bank of America Charitable Gift Fund
    giving

    The Bank of America Charitable Gift Fund

    Overview

  5. The Merrill Lynch Perspectives Podcast
    finances

    The Merrill Lynch Perspectives Podcast

  6. Your Guide to Medicare: 5 Key Questions Answered
    health

    Your Guide to Medicare: 5 Key Questions Answered

    The information you may need to activate coverage for yourself or your parents

  7. The Financial Journey of Modern Parenting
    family

    The Financial Journey of Modern Parenting

    Parenting is a rewarding lifetime commitment that takes us on a complex and challenging financial journey. Preparing early on can make all the difference later.

  8. Volunteer Vacations: Give Back While Getting Away
    leisure

    Volunteer Vacations: Give Back While Getting Away

    For your next trip, think about combining seeing the sights with doing something to make the world a little better. It may require some extra planning, but the rewards can be immense.

  9. Why It’s Not ‘Business As Usual’ for Women Entrepreneurs
    work

    Why It’s Not ‘Business As Usual’ for Women Entrepreneurs

    They overcome financial hurdles to start businesses at twice the rate of men. How women do it offers lessons for all aspiring entrepreneurs.

  10. What Makes People Vulnerable to Elder Fraud?
    family

    What Makes People Vulnerable to Elder Fraud?

    Research supported by Merrill Lynch provides some unexpected clues that could help you protect your loved ones

  11. The Basics Q&A:
    family

    The Basics Q&A: "Mommy, Are We Rich?"

    Q: My five-year-old daughter recently asked me about our financial situation. What's the best way to respond?

  12. Retire Ready—or Not?
    finances

    Retire Ready—or Not?

    Enjoy these cartoons—then click through to articles that can help you get better prepared for retirement, financially and otherwise.

  13. Women are paving the way to a better financial future
    finances

    Women are paving the way to a better financial future

    We're here to help with ongoing insights and experience specifically for women investors.

  14. The Basics Q&A: Should I Borrow From My 401(k)?
    finances

    The Basics Q&A: Should I Borrow From My 401(k)?

    Q. I need a large amount of cash—more than I have in my savings account. Should I tap into my 401(k)?

  15. 7 Money-Saving Tips for Holiday Shopping
    leisure

    7 Money-Saving Tips for Holiday Shopping

    Buying presents for family and friends can be expensive. These strategies could help you save money as you search for the perfect gifts.

  16. 6 Tax Tips for Small Business Owners
    finances

    6 Tax Tips for Small Business Owners

    Here’s what you and your tax professional should be discussing in order to help reduce your tax liability for 2018 and beyond.

  17. 8 Tax Tips That Could Save You Money This Year
    finances

    8 Tax Tips That Could Save You Money This Year

    Starting with your 2018 tax year, the laws have changed substantially. Tax accountant Vinay Navani offers ideas you can share with your tax professional to potentially reduce your tax liability.

  18. Market Decode: Is Impact Investing Right for You?
    markets

    Market Decode: Is Impact Investing Right for You?

    Ways you can combine a desire to have a positive impact on the world with investing for your future

  19. Should You Give Cash As a Wedding Gift?
    giving

    Should You Give Cash As a Wedding Gift?

    Online registries make it easier than ever to do so—and couples may welcome the financial help, says our head of behavioral finance

  20. 7 Key Retirement Dates You Won't Want to Miss
    finances

    7 Key Retirement Dates You Won't Want to Miss

    Taking steps at each of these key stages on the road to retirement could help you maximize your income, minimize your taxes and avoid penalties

  21. Checklist: 7 Things Every Alzheimer's Caregiver Should Know
    health

    Checklist: 7 Things Every Alzheimer's Caregiver Should Know

    Use these tips to help you keep your loved ones safe as you manage the financial aspects of caregiving

  22. Can You Afford to Be a Stay-at-Home Parent?
    work

    Can You Afford to Be a Stay-at-Home Parent?

    Here are a few issues to consider—plus some strategies that could help you manage your finances during your career break

  23. The Basics Q&A: Paying Off Grad School Debt
    finances

    The Basics Q&A: Paying Off Grad School Debt

    Q: I’m going to graduate from med school with a lot of student loan debt. How can I make it more manageable?

  24. Widowhood: The Loss Couples Rarely Plan for—and Should
    family

    Widowhood: The Loss Couples Rarely Plan for—and Should

    No one is ever ready, emotionally, for the death of a spouse. But you can prepare financially for the decision-making and reduced income you may someday face.

  25. 6 Classic Elder Fraud Scams—and How You Can Help Prevent Them
    family

    6 Classic Elder Fraud Scams—and How You Can Help Prevent Them

    Use these tips to help you protect your loved ones from the threat of financial fraud increasingly targeting older Americans.

  26. Do You Have a Retirement <BR> Spending Plan?
    finances

    Do You Have a Retirement
    Spending Plan?

    Saving and investing is just the first step in retirement planning—creating a plan to draw down that money is the next challenge. These tips can help.

  27. Protecting Your Family in the Digital Age
    family

    Protecting Your Family in the Digital Age

    As our lives become more and more digital, families face increasing threats of cybercrime. Here are some ways to avoid becoming a victim.

  28. Remarriage in Retirement: What to Consider Before Saying 'I Do'
    family

    Remarriage in Retirement: What to Consider Before Saying 'I Do'

    Think about these financial issues before walking down the aisle again

  29. 5 Top Encore Careers—and Ways to Pay for the Retraining You May Need
    work

    5 Top Encore Careers—and Ways to Pay for the Retraining You May Need

    Reinventing yourself sometimes requires reeducating yourself. Consider these ways to pay for your encore education.

  30. Women: Putting Their Money Where Their Values Are
    giving

    Women: Putting Their Money Where Their Values Are

    Highlights of Women's Giving and Impact Investing in the U.S.

  31. Looking Ahead at the Future of Giving Back
    giving

    Looking Ahead at the Future of Giving Back

    An inspirational day where the world's most prominent donors and change makers came together with a shared desire to better the world—and to alter it for good.

  32. Beyond Stocks and Bonds
    finances

    Beyond Stocks and Bonds

    Alternative Investments Have the Potential to Enhance Performance and Help Smooth Portfolio Volatility

  33. Creating long term value in your portfolio with Impact Investing
    finances

    Creating long term value in your portfolio with Impact Investing

  34. Why Women Need to Talk About Money
    finances

    Why Women Need to Talk About Money

    Three reports from Bank of America track women’s financial journeys, their contributions to the economy—and the challenges they still face

  35. What’s the Best Financial Advice Your Mom Ever Gave You?
    finances

    What’s the Best Financial Advice Your Mom Ever Gave You?

    Hear what others had to say in this video celebrating mothers everywhere

  36. Saving for School? How 529s Work.
    finances

    Saving for School? How 529s Work.

    With their tax advantages, 529 education savings plans are worth considering. Watch these videos for insights on how you can fit saving for school into your financial routine.

  37. 5 Easy Steps to Downsize Your Stuff
    home

    5 Easy Steps to Downsize Your Stuff

    Moving or decluttering? This checklist can help you decide what to keep, sell or give away.

  38. Women & Financial Wellness : Beyond the Bottom Line
    finances

    Women & Financial Wellness : Beyond the Bottom Line

    Women have been driving change in the labor market, the workplace, and the home. But there are still key opportunities for continued growth.

  39. Smart Ways to Pay Back Your Student Loan
    finances

    Smart Ways to Pay Back Your Student Loan

    What comes after graduation day? The job of repaying the cost of college. That often involves hard choices, but with a solid strategy you can tackle your debts without jeopardizing your future.

  40. Will Itemizing Still Make Sense Under the New Tax Law?
    finances

    Will Itemizing Still Make Sense Under the New Tax Law?

    Below, noted tax expert Andrew Friedman offers insights on how the new tax law could affect your financial decisions throughout the year

  41. Divorce in Mid-Life: Fresh Starts, New Financial Challenges for Women
    family

    Divorce in Mid-Life: Fresh Starts, New Financial Challenges for Women

    When a marriage ends, women often see a larger drop in income than men. Consider these key points as you make decisions about splitting your finances as well as your lives.

  42. How to Maintain Your Balance in an Up-and-Down Market
    finances

    How to Maintain Your Balance in an Up-and-Down Market

    Tune out the noise and stay focused on your goals, says this behavioral finance expert

  43. What Caregiving Costs Women
    family

    What Caregiving Costs Women

    Women are more likely than men to become caregivers—and the financial and emotional costs are enormous. Watch these videos to help you prepare.

  44. Health Savings Accounts Explained
    health

    Health Savings Accounts Explained

    Answers to 9 questions many people have—from who's eligible to what costs HSAs can help you cover

  45. Juggling Day Care and College Costs?
    family

    Juggling Day Care and College Costs?

    3 strategies to help you balance these competing needs

  46. Tips, Stats—and True Stories—to Help You Retire Ready
    finances

    Tips, Stats—and True Stories—to Help You Retire Ready

  47. Volatility in Pictures: Focus on the Rebounds
    finances

    Volatility in Pictures: Focus on the Rebounds

    Knowing when and how markets have recovered during past downturns can help investors today

  48. When the Ultimate Goal Is Family
    family

    When the Ultimate Goal Is Family

    How a dream of building a retirement home near the kids was almost lost—and what this family did to make it reality

  49. The Things They Never Tell First-time Parents
    family

    The Things They Never Tell First-time Parents

    Creating a secure financial future for your new baby is one of the most important things you can do—but few parents know where to begin

  50. So Long, Corporate World. Hello, Start-Up!
    work

    So Long, Corporate World. Hello, Start-Up!

    How Heidi and Reid Rasmussen flipped a potentially disastrous layoff into an opportunity to do what they’d always wanted: team up to create a successful company

  51. Snap Stat: Scared Stiff About Health Care Costs
    health

    Snap Stat: Scared Stiff About Health Care Costs

    .

  52. Tax Reform & Your Life: What's Changed?
    finances

    Tax Reform & Your Life: What's Changed?

    Plenty. Here, tax expert Andrew Friedman, principal and founder of The Washington Update, provides insights on how the new law’s provisions could affect your financial life. Use them to help you plan for the conversations you’ll want to have with your tax professional and financial advisor.

  53. Snap Stat: Life’s Biggest—and Least Understood—Expense
    finances

    Snap Stat: Life’s Biggest—and Least Understood—Expense

    It can cost more than buying a house, raising a child and paying for college—combined. What is it?


  54. 5 Top Reasons People Turn to an Advisor (And Why You Shouldn’t Wait)
    finances

    5 Top Reasons People Turn to an Advisor (And Why You Shouldn’t Wait)

    Buying a home? Paying for college? Retiring soon? Planning ahead can help you prepare for your financial goals and any unexpected challenges that may come your way.

  55. The Basics Q&A: Roth or Traditional IRA—Which is Right for Me?
    finances

    The Basics Q&A: Roth or Traditional IRA—Which is Right for Me?

    Q: Which is the better way to save for retirement—a traditional IRA or a Roth IRA?

  56. Healing Vets, Rescuing Dogs
    giving

    Healing Vets, Rescuing Dogs

    How one woman fulfilled her vision for helping both returning soldiers and shelter animals

  57. Newlyweds’ Financial Guide
    family

    Newlyweds’ Financial Guide

    When you said "I do," you committed to sharing your financial future, and that can take some getting used to. (Hint: The more you communicate, the better.)

  58. Health Perks at Work
    work

    Health Perks at Work

    PPOs, FSAs, HSAs and more—the range of health-care options employers offer can be confusing. Here's a guide to help you decide what might work best for you and your family.

  59. Investor Ed: Two Ways to Rebalance Your Portfolio
    markets

    Investor Ed: Two Ways to Rebalance Your Portfolio

    Regularly reviewing and adjusting your investment allocations is a must in today’s markets. Here’s a guide to getting started.

  60. Ways to Leave Your Vacation Home to the Kids
    giving

    Ways to Leave Your Vacation Home to the Kids

    Here's how you can allow future generations to build on the happy memories you've created over the years

  61. What Should You Do When the Markets Get Volatile?
    finances

    What Should You Do When the Markets Get Volatile?

    Market swings can be unnerving, but they shouldn’t distract you from staying focused on your financial goals. We spoke with Mary Ann Bartels, head of Merrill Lynch Wealth Management Portfolio Strategy, for her insights.

  62. 5 Ways to Break Out of Your Comfort Zone
    leisure

    5 Ways to Break Out of Your Comfort Zone

    Taking on a totally new challenge is good for your health—and it can help you reimagine your life in exciting ways. Just be sure you’re financially prepared.

  63. The Basics Q&A: Staying Covered Until Medicare Kicks In
    health

    The Basics Q&A: Staying Covered Until Medicare Kicks In

    Q. If I retire before I’m eligible for Medicare, how can I replace the health insurance coverage I received from my employer?

  64. The Upside of Downsizing
    home

    The Upside of Downsizing

    Moving to a smaller home can free up money to help you meet other financial goals. Here are four questions to ask yourself first.

  65. The Bride Doesn’t Always Wear White—and Other New Wedding Rules
    family

    The Bride Doesn’t Always Wear White—and Other New Wedding Rules

    Experts offer their best money-saving tips—plus some insights on how wedding traditions are changing for couples today

  66. Selling Your Home? 3 Ways to Improve Its Curb Appeal
    home

    Selling Your Home? 3 Ways to Improve Its Curb Appeal

    Sprucing up the exterior of your house could increase its value—and shorten the time it stays on the market

  67. Save More for Retirement with These 5 Tips
    finances

    Save More for Retirement with These 5 Tips

    Even if you’re juggling other financial goals, there are steps you can take to help you get back on track

  68. The Difference Between “Me” and “We”: Tips for Raising Generous Kids
    family

    The Difference Between “Me” and “We”: Tips for Raising Generous Kids

    You teach your children to save and spend wisely—these suggestions can help you teach them the power of giving, too

  69. The Basics Q&A: A Retirement Account for Teens? <i>Really?</i>
    finances

    The Basics Q&A: A Retirement Account for Teens? Really?

    Q: My teenage daughter worked as a waitress this summer. Is it too early for her to start investing for retirement?

  70. Should I Rent or Own?
    home

    Should I Rent or Own?

    It's an important but not always easy decision to make. Our expert looks at three essential questions to ask yourself before deciding which option is right for you.

  71. Could Your Home Help Fund Your Retirement?
    home

    Could Your Home Help Fund Your Retirement?

    Many people live in their most valuable asset. Here’s how its value could help you retire on your terms.

  72. Choosing a Retirement Community: 7 Questions to Ask First
    home

    Choosing a Retirement Community: 7 Questions to Ask First

    Whether you're considering a move for yourself or for your parents, it's a crucial decision—and mistakes could be costly

  73. Money Conversations Worth Having with Your Family
    family

    Money Conversations Worth Having with Your Family

  74. The Basics Q&A: Remarried—With Children? An Estate Plan for You
    family

    The Basics Q&A: Remarried—With Children? An Estate Plan for You

    Q: How can my estate provide both for my adult children and for my second wife?

  75. 3 Ways Trusts Can Protect Your Family
    giving

    3 Ways Trusts Can Protect Your Family

    They can be an efficient way to provide the next generation with a financial legacy—in addition to other benefits you may not have considered

  76. 3 Generations Under 1 Roof
    family

    3 Generations Under 1 Roof

    When an extended family lives together, you need a plan to manage costs and keep everyone happy

  77. The Basics Q&A: What Expenses Can a 529 College Savings Account Cover?
    finances

    The Basics Q&A: What Expenses Can a 529 College Savings Account Cover?

    Q: I just opened a 529 account for my daughter. How can I use it?

  78. 4 Big Retirement Risks—and How to Prepare for Them
    finances

    4 Big Retirement Risks—and How to Prepare for Them

    You can't control unexpected events in your life or in the markets, but these tips can help you limit their impact

  79. Unlocking the Value of Your Home
    home

    Unlocking the Value of Your Home

  80. How to Calculate Your Home Equity—and Why It Matters
    home

    How to Calculate Your Home Equity—and Why It Matters

    As prices rise or fall in your area, your home equity also shifts. Here's a quick guide to figuring out how much you have, plus tips for increasing it.

  81. How Your Home Can Help You 'Renovate'  Your Finances
    home

    How Your Home Can Help You 'Renovate' Your Finances

    A house is more than a place to live and raise your family. Here are some ways the equity you've built up could help you pursue other important goals.

  82. Are You the 'Family Bank'?
    family

    Are You the 'Family Bank'?

    When to say yes—and how to say no—if family members turn to you for financial support.

  83. The Basics Q&A: Can I Get a Home Office Tax Deduction?
    work

    The Basics Q&A: Can I Get a Home Office Tax Deduction?

    Q: I do most of my work from home. Do I qualify for a home office tax deduction?

  84. Personal Essay: Is Alzheimer's in My Future?
    family

    Personal Essay: Is Alzheimer's in My Future?

    This twenty something learned the value of financial preparedness, and much more, as he watched his grandfather disappear into the fog of Alzheimer's

  85. Snap Stat: The Big Chill-Out
    work

    Snap Stat: The Big Chill-Out

  86. Can a Marriage of (Financial) Opposites Last?
    family

    Can a Marriage of (Financial) Opposites Last?

    You bet, says this couple, who have been married for more than four decades. Here, they share their secrets.

  87. Financial Etiquette: Who Pays for What on Vacation?
    leisure

    Financial Etiquette: Who Pays for What on Vacation?

    These 3 tips can help you avoid misunderstandings when traveling with family or friends

  88. The Basics Q&A: How Much Can We Spend on Travel in Retirement?
    leisure

    The Basics Q&A: How Much Can We Spend on Travel in Retirement?

    We may want to spend more on travel and leisure activities in retirement. Will we run out of money if we do?

  89. Are We on the Brink of an Eldercare Crisis?
    family

    Are We on the Brink of an Eldercare Crisis?

    A shortage of home health aides is putting pressure on families coping with caregiving

  90. Checklist: 5 Retirement Questions Every Couple Should Ask—and Answer
    family

    Checklist: 5 Retirement Questions Every Couple Should Ask—and Answer

    Even newlyweds can benefit from having this conversation. The sooner you come to an agreement, the easier it will be for you to put a plan in place to pursue your goals.

  91. Personal Essay: Honey, I Shrunk Our Home!
    home

    Personal Essay: Honey, I Shrunk Our Home!

    Though many people resist the idea of moving to smaller digs, this writer is looking forward to the pleasures of downsizing.

  92. Renovate Your Home Without Wrecking Your Budget
    home

    Renovate Your Home Without Wrecking Your Budget

    These remodeling do's and don'ts could help you make the most of your home—and potentially even increase its resale value

  93. The Basics Q&A: Is There a Driving Age Limit?
    health

    The Basics Q&A: Is There a Driving Age Limit?

    Q: How can I tell if it’s time for my 78-year-old mother to stop driving?

  94. Picking a College Major That Matters (and Pays)
    work

    Picking a College Major That Matters (and Pays)

    A quick guide to help you determine where the jobs are—and what kind of work you might like to do

  95. Retiring Abroad? Here's What You Need to Know
    home

    Retiring Abroad? Here's What You Need to Know

    Relocating to another country requires careful planning—financial and otherwise. These 8 questions can help.

  96. Are You Ready to Buy Your First Home?
    home

    Are You Ready to Buy Your First Home?

    Answering these seven questions can help you figure out whether it's the right move for you to make now

  97. Why Make Your Heirs Wait?
    giving

    Why Make Your Heirs Wait?

    Giving your children their inheritance now, instead of passing it on in a will, can be very satisfying. Here are some things to consider before fast-tracking your legacy.

  98. Smart Ways to Transfer the Family Business
    giving

    Smart Ways to Transfer the Family Business

    Three ways to create a meaningful legacy, while generating a healthy retirement income for yourself

  99. Finances in Retirement: New Challenges, New Solutions
    finances

    Finances in Retirement: New Challenges, New Solutions

  100. Explore “Leisure in Retirement: Beyond the Bucket List”
    leisure

    Explore “Leisure in Retirement: Beyond the Bucket List”

  101. Empty Nesters: Move or Stay Put?
    home

    Empty Nesters: Move or Stay Put?

    Do your homework before deciding where to live in retirement. These tips can help.

  102. Four Reasons to Use a Trust
    finances

    Four Reasons to Use a Trust

    Andy Friedman of The Washington Update discusses how trusts can help you provide for the people and causes you care most about whatever – your net worth

  103. Same-Sex Marriage: The Financial Benefits
    family

    Same-Sex Marriage: The Financial Benefits

    Here's why a growing number of couples are considering tying the knot in the wake of the Supreme Court's landmark decision on marriage equality

  104. Snap Stat: How’s That Vacation Working for You?
    leisure

    Snap Stat: How’s That Vacation Working for You?

  105. Checklist: 7 Questions Every Advisor Should Be Able to Answer
    finances

    Checklist: 7 Questions Every Advisor Should Be Able to Answer

    Whatever your priorities, this can help you find someone who understands you and has the resources to help you manage your financial life

  106. Snap Stat: Rebels With a Cause, Boomers Give Back
    giving

    Snap Stat: Rebels With a Cause, Boomers Give Back

  107. Will Your Social Security Benefits Be Taxed?
    finances

    Will Your Social Security Benefits Be Taxed?

    For many people, the answer is yes – but these strategies could help you minimize the hit on your retirement income

  108. Take a One-Big-Happy-Family Vacation!
    leisure

    Take a One-Big-Happy-Family Vacation!

    Traveling together is a chance for far-flung relatives to reconnect—and for siblings to decide they really like each other. Here are some tips for planning your own family getaway.

  109. Keep Tabs on Your Finances Wherever You Are
    leisure

    Keep Tabs on Your Finances Wherever You Are

    Merrill Lynch mobile applications and social media channels allow you to stay informed 24/7 around the world.

  110. Social Security: Aiming for Smarter Payments
    finances

    Social Security: Aiming for Smarter Payments

    Delaying your benefits for as long as you can could give you greater income for life. But is it the right move for you? These insights can help.

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