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Now's the time to have the bull at your back, with Merrill.
Now's the time to have the bull at your back, with Merrill.

We believe the future is bullish, even in the most unpredictable markets.  Our advisors are here with the expertise, insight and personalized guidance to help see you through uncertainty, find potential opportunities and stay focused on your financial goals.

Get a complimentary personal financial consultation.

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Investment minimum $250,000

 

By providing your contact information above, you agree that a representative of Merrill, the Brokerage affiliate of Bank of America Corporation, may contact you via telephone and/or email to discuss and/or offer investment products and services that may be appropriate for you. You agree that you are providing to us your consent for us to contact you regardless of any Do Not Call or Do Not Email privacy choices you may have previously expressed until you revoke this consent, or up to 90 days. You may revoke your consent at any time by notifying the Merrill representative.

Earn up to a

$3,000 Bonus

Also ask us about Preferred Deposit and CD rates

Open a qualifying checking account and make a minimum deposit across Bank of America banking and/or Merrill investing accounts1

 

Enjoy the expertise of Merrill and the capabilities of Bank of America

 

Icon for number 1Connect with a Merrill advisor

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Icon for number 3Ask about our new checking account offers as well as preferred deposit and Certificate of Deposit rates

 

Get the latest investment insights from Chief Investment Officer, Chris Hyzy.

 

2023 started strong but events in Washington and around the world began to weigh on investors’ minds. In this webcast, we’ll explore where things could go from here and offer actionable portfolio ideas you could consider now to navigate emerging risks and opportunities.

 

Topics include:

  • Insights on the economy, markets and emerging investment themes
  • Where earnings, interest rates and inflation could go next
  • How heightened geopolitical risks might affect the market outlook
  • Portfolio ideas and strategies

Your Goals. Your Advisor.
Your Strategy.

With Merrill, you get personalized financial advice tailored to you, for the financial life you want to live.

Get ready to meet your match

Our new Merrill Advisor Match tool allows you to choose an advisor based on your unique preferences, financial goals, communication style and more. Simply answer a few questions and receive a customized list of advisors tailored to your needs.

With Merrill Lynch Wealth Management, you’ll work one-on-one with a dedicated advisor.
However, everyone’s investing needs are different.

 

Take a look at our other investing approaches

1CASH BONUS OFFER TERMS

Offer valid through April 30, 2024. This is a limited time offer and is not available for use in combination with other offers. Bank of America may change or discontinue this offer at any time without notice before that date. Offer valid for Individuals who fund accounts with at least $250,000 new combined qualifying assets into eligible Bank of America deposit accounts and/or eligible Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) investment accounts and deposit at least $5,000 into a new eligible Bank of America checking account.

 

Eligible Bank of America deposit accounts include personal Bank of America deposit accounts, CDs, and Individual Retirement Accounts (IRA); eligible Merrill investment accounts, inclusive of Merrill Edge include personal Cash Management Account (CMA), Delaware Individual Investor, and IRA accounts (Traditional, Roth, Rollover, Simplified Employee Pension, SIMPLE).

 

The new checking account must be owned or co-owned only by one or more individuals.  Non-personal, fiduciary or trust accounts will not satisfy the checking account requirement. The qualifying assets must be owned by one of the same individuals, and may include assets owned through a revocable trust that uses the same tax identification number as the individual. Bank of America Private Bank fiduciary or custody accounts are not eligible.

 

Offer limitations: You are not eligible for this offer if you were an owner or co-owner of a Bank of America personal checking account within the last (12) months. Offer limited to one incentive per client. Clients must have a U.S. domestic address (this includes Puerto Rico and PO Boxes) to qualify for this offer. Clients with any foreign address are not eligible for this offer.

 

How it works:

  1. Meet with a Merrill advisor or Wealth Management Banking Specialist to discuss the offer.
  2. Open a new Bank of America Advantage Banking account by April 30, 2024.
  3. Fund your accounts (combination of eligible Bank of America deposit and Merrill investment accounts) with at least $250,000 qualifying new assets to receive $1,000 or at least $500,000 qualifying new assets to receive $3,000.
    1. Accounts funded with qualifying new assets within 60 days prior to when the checking account is open or within 60 days after the checking account is open are eligible to meet the funding requirements. Note that the same assets may not be used to qualify for multiple client incentives.
    2. For purposes of this offer, qualifying new assets are calculated by adding total incoming assets or transfers (including cash, securities and/or margin debit balance transfers) from external accounts. 
    3. Eligible accounts that have been pledged may count towards new assets.
    4. Assets transferred from other accounts at Bank of America, Merrill, Bank of America Private Bank, or retirement plan accounts administered by MLPF&S/Bank of America do not count towards qualifying new assets. 
    5. Annuities and life insurance, even if held in an eligible account, do not count towards qualifying new assets.
  4. On day 61 after opening the checking account, your bonus tier will be determined based on your eligible new assets of at least $250,000 to $499,999 to receive the $1,000 incentive or $500,000 or greater to receive the $3,000 incentive across your eligible Merrill investment and Bank of America deposit accounts. You must also maintain a minimum of $5,000 daily in your new checking account from day 61 to120 after account opening. Gains and losses to qualifying investment balances from trading or market fluctuations will not be counted for purposes of meeting the balance requirements.
  5. Within 120 days after opening your checking account, your Bank of America Advantage Banking account must be deemed “active” by:
    1. Having at least one Bank of America Online or mobile banking login or,
    2. Have qualifying direct deposit made into the account. A “Qualifying Direct Deposit” is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them. Examples of non-qualifying transfers and deposits include the following: teller deposits, wire transfers, debit card transfers, ATM transfers or deposits, Online and Mobile Banking transfers or deposits, or transfers from a bank or brokerage account or Merrill account.

 

Additional Terms and Conditions:

Your account does not qualify for the bonus described until you provide all the information we require in connection with opening the account by the promotion end date.

 

TAX DISCLAIMER: This includes information we require to identify each account owner and to report the value of the bonus to the Internal Revenue Service (IRS), including a validly completed IRS Form W-9 or Form W-8 (as applicable). The value of the bonus may constitute taxable income to you. Bank of America may issue an IRS Form 1099 (or other appropriate form) to you that reflects the value of such bonus. To the extent required by law, Bank of America may withhold tax or other amounts from the payment. Please consult your tax advisor, as neither Bank of America, its affiliates, nor their employees provide tax advice.

 

If the offer requirements are met for either the $1,000 bonus or the $3,000 bonus, we will deposit the earned bonus directly into your eligible Bank of America Advantage Banking account after (30) days but no more than (60) days following the end of the 120-day maintenance period; if we are unable to do so, a check will be issued. Your new Bank of America Advantage Banking account must be open and in good standing up to and including the date any earned bonus is paid to receive the bonus.

 

The minimum deposit required to open a Bank of America Advantage Relationship Banking® account is $100. The Annual Percentage Yield (APY) for Bank of America Advantage Relationship Banking for Wealth Management is as follows: less than $50,000, 0.01%; $50,000 to less than $99,999, 0.02%; $100,000 - $999,999, 0.02%; $1,000,000 and over, 0.02%. APYs are accurate as of 12/06/2023. Bank of America Advantage Relationship Banking for Wealth Management is a variable rate account. The rates may change after the account is opened. Fees may reduce earnings. View additional rates for other types of checking accounts here: https://www.bankofamerica.com/deposits/bank-account-interest-rates/.

 

For other account fees, rates and information, please see the Personal Schedule of Fees. To obtain a copy consult your Merrill advisor (if applicable), visit a financial center, or go to bankofamerica.com.


Reproduction, purchase, sale, transfer or trade of this offer is prohibited. Offer may not be combined with any other offer. Offer does not apply to business or second or multiple personal checking accounts.

 

Investment products:

Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value

 

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC, and wholly owned subsidiaries of Bank of America Corporation.

 

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofACorp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

 

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC, and wholly owned subsidiaries of BofA Corp.

 

Bank of America Private Bank is a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation.

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