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Banking Rewards for Wealth Management


Now your relationship with us is even more rewarding


Banking Rewards for Wealth Management is a rewards program that offers you access to the best banking benefits, solutions and services available from Bank of America.



With Banking Rewards for Wealth Management, you can benefit from:


  • No monthly maintenance fees on eligible Bank of America checking and savings accounts

  • No fees on select banking services, including:
    • Up to two outbound wire transfers per statement period for Bank of America personal checking and savings accounts
    • Unlimited no-fee transactions at non-Bank of America ATMs throughout the U.S.1

  • International travel benefits available with Bank of America debit card, including:
    • No international transaction fees when clients use their Bank of America debit card to make purchases in a foreign currency2
    • Waiver of Bank of America fees at non-Bank of America international ATMs3

  • 75% credit card rewards bonus on eligible Bank of America® credit card accounts4

  • 0.50% auto loan interest rate discount on purchase or refinance loans5


To learn more about Banking Rewards for Wealth Management, click here.





No-fee transactions at non-Bank of America ATMs with a Bank of America debit or ATM card.


This fee is assessed as a separate transaction fee on the posting date of the withdrawal. Due to your account relationship, your account may not be assessed the international transaction fee. The fee will be waived for Banking Rewards for Wealth Management clients when they use their Bank of America debit card to withdraw funds. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign ATM withdrawal. Please call the toll-free number on your account statement for additional details. The exchange rate for international purchases and foreign ATM transactions is set by Visa® or MasterCard®, depending on your card’s logo.


Third-party fees may be assessed by the ATM operator or network at international ATMs.


Banking Rewards for Wealth Management Credit Card Rewards Bonus. Certain credit cards, including Merrill Lynch-branded cards, are not eligible to receive the Banking Rewards bonus of 75%. A complete list of ineligible cards is available at Enrolled clients with eligible credit cards receive the Banking Rewards bonus based on their type of card. The Banking Rewards bonus will replace the 10% customer bonus you may receive with certain cards. Some products receive the Banking Rewards bonus when rewards are redeemed. That means a $100 cash rewards redemption becomes $175. Other products earn the Banking Rewards bonus with each purchase. That means a purchase that earns 100 base points will earn 175 points when the purchase posts to your account. Other terms and conditions apply. If you have an eligible card, please refer to your card’s Program Rules for details about how you will receive the Banking Rewards bonus. Program Rules are mailed upon account opening and are accessible through the rewards redemption site via Online Banking or by calling the number on the back of your card.


Auto loan interest rate discount of 0.50% is valid only for clients who are enrolled in Banking Rewards for Wealth Management at the time of auto loan application and who obtain a Bank of America auto purchase or refinance loan. The maximum interest rate discount on a Bank of America auto loan is 0.50%. This discount is not reflected in our published rates on our website but will be applied at loan fulfillment. Discounts are only available on new auto loans through a financial center or online and are not available on dealer financing. Benefit is nontransferable. Subject to credit approval. Standard underwriting guidelines and credit policies apply.


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