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Merrill Perspectives: Clear Insights
to Navigate What Might be Next


Merrill Perspectives is here to help you make sense of today’s economic landscape. With a curated collection of timely resources and insights, we’ll help answer some investors' most top-of-mind questions and provide clarity for the road ahead.

Big changes in healthcare — will they change your financial life?

Watch experts answer key questions to help you prepare for rising costs and game-changing innovations in our healthcare system.


  • Midyear update: The economy roars back

    Potential opportunities — and risks to watch for — through year end and into 2022

  • The Future of Work and How It Will Change Our Lives

    According to a new BofA Global Research report, Automation is creating millions of new jobs and boosting global productivity

  • Choosing a Retirement Community: 7 Questions to Ask First

    7 questions to help you consider the costs and lifestyle before buying

  • Could a Capital Gains Tax Hike Affect Your Investments?

    The proposed increase might not apply to everyone, but the  broader market could be impacted

  • What Can an Advisor Do for Me?

    It's about so much more than investing—an advisor can help you pursue your financial goals.

  • Preparing for Higher Inflation: What Investors Need to Know

    Rising prices have major implications for the equity and fixed income markets. These insights can help as you review your portfolio.

  • The One Secret to Creating a Smarter Wealth Transfer Plan

    Holding a family meeting to share your intentions is critical. Here are some tips for getting the conversation started.

  • Is a Second Home a Smart Investment?

    Whether you're thinking of it for personal use or as an investment, here's what you should consider.

  • Why I Still Work in Retirement

    The additional income can help boost savings and increase your well-being

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Investing involves risk, including the possible loss of principal. Past performance is no guarantee of future results.


The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., (“Bank of America”) and Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S” or “Merrill”), a registered broker-dealer, registered investment adviser and a wholly owned subsidiary of Bank of America Corporation.


BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation.



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